Copyright (c) 2022 Revista Estrategia Organizacional
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
COPYRIGHT AND OPEN ACCESS POLICY
Journal
The journal provides immediate open access to its content, based on the principle of giving the public free access to research and contributing to a greater global exchange of knowledge.
Therefore, it publishes under the Creative Commons 4.0 Attribution – Non-Commercial - Share-alike (BY-NC-SA) license: Commercial use of the original work or of possible derived works is not allowed, the distribution of which must be performed with a license equal to that which regulates the original work. To see more go to: http://creativecommons.org/licenses/by-nc-sa/4.0/
The journal allows self-archiving after publication with the version edited by the journal, both on personal websites and institutional repositories of the same area of knowledge, as long as the journal is directly cited and the URL leading to the article is given in the journal's Web space. The journal does not request any kind of forfeit of the managed content.
For all management, the Revista Estrategia Organizacional adheres to the COPE Code of Conduct for Journal Editors along with some COPE Best Practices Guidelines. The journal’s Code of Ethics can be found at:
http://selloeditorial.unad.edu.co/images/Documentos/OJS/ECACEN/C%C3%B3digo_de_%C3%A9tica.pdf
Author
The content of the article must be unpublished, it must not be in the process of evaluation by another institution, it must not have been distributed to third parties, there must be no legal or contractual limitation that prohibits the author from authorizing the use of their work in open access and in printed or digital form.
Obtaining reproduction rights for all graphical material (tables, figures, diagrams, photographs) is the responsibility of the authors. Therefore, they must send authorizations for the publication and use of this material.
Each author must sign the ‘Copyright Transfer Agreement’, transferring the rights to Universidad Nacional Abierta y A Distancia (UNAD) and the Revista Estrategia Organizacional.
The authors of the articles selected for publication must read and know the journal's code of ethics. In all cases, the Editor and Editorial Committee declare that the opinions expressed are the sole responsibility of the authors.
Preservation policy
Our journal preserves files through the servers of the UNAD newspaper library with the OJS platform. It has the PKP PLN tool that allows preserving the content of the journal regardless of where it is hosted. Thanks to the LOCKSS Private Network. The information can be expanded at: https://pkp.sfu.ca/2016/08/08/pkp-lockss-pln-update
Additionally, the journal has OAI-PMH interoperability protocols: Open Archives Initiative-Protocol for Metadata Harvesting. Details can be found at the following link: https://hemeroteca.unad.edu.co/index.php/revista-estrategica-organizacio/oai.
Analysis of Fintech companies and their contribution to financial inclusion in Colombia
The Digital transformation has permeated all spheres of the economy and the financial sector has been no exception; the constant changes in the habits of financial consumers require that the processes in this field be digitally efficient and in the shortest possible time. This process of evolution from traditional financial entities to Fintech is a consequence of the 2008 global financial crisis, which caused uncertainty and disbelief towards the traditional processes that frame the financial system. Thus, investment and venture companies now find attractive investments in this sector, which in 2019 have invested more than 8,000 million dollars in this type of startups. The Fintech sector is generating different service options for the entire population, both banked and unbanked, as well as companies, and the traditional financial sector is becoming a strategic ally through synergies that allow it to offer a range of services that seek to meet the needs of customers. financial consumers.
This article presents the definition and evolution of Fintech and its objective is to determine if its alliance with Colombian financial institutions has been important in the development of financial inclusion. In the end, the challenges are identified to achieve compliance with the sustainable development goals related to financial inclusion.
The methodology is based on a documentary exploration from secondary sources and analysis of surveys and reports presented by multilateral organizations related to financial inclusion, Fintech and financial institutions.
How to Cite
